Class 12 English Unit: 6 QR Code exercise, writing, Grammar

 

Unit: 6

QR Code

Working with words

A. Match the words with their meanings.

a. prominent- ix. standing out so as to be seen easily, conspicuous

vulnerable - iv. exposed to the possibility of being attacked / harmed

c. potentially - viii. with the capacity to develop or happen in the future

d. transaction- i. an instance of buying or selling of something

e. initiatives - ii. the power or opportunity to do something before others do

f. launched - iii. to introduce a new plan or product

g. enduring - vi. lasting over a period of time; durable

h. robust - v. strong and unlikely to break or fall

B. Find their full forms.

QR – Quick Response

ISO -International Organization for Standardisation

IEC – International Electrotechnical Commission

URLs- Uniform Resource Locator

EMVCo – Europay, Mastercard, and Visa Companies

PIN – Personal Identification Number

C. Vowel Sounds /ʊ/ and /u:/

Put- /pʊt/

Push- /pʊʃ/

Boom- /buːm/

Fool- /fuːl/

Food- /fuːd/

Hood- /hʊd/

loose - /luːs/v

full- /fʊl/

bull- /bʊl/

book- /bʊk/

foot- /fʊt/

boost- /buːst/

vgroom- /ɡruːm/

moon- /muːn/

soon- /suːn/

look- /lʊk/

hook- /hʊk/

cook- /kʊk/

should- /ʃʊd/

soot- /sʊt/

room- /ruːm/, /rʊm/

Soothe- /suːð/

stood - /stʊd/

 

Comprehension

A. True or False or NOT GIVEN

a. The system of QR codes was first launched in South Asia. False

b. The standards of payments via the QR codes were approved by EMVCo. False

c. All sorts of businesses are aided by the QR code payments. Not Given

d. There are several models to the QR code payment service. False

e. In countries like Nepal, the QR code paying system is a complete fiasco. Not Given

f. The QR codes payment service is not applicable to small business. False

B. Answer these questions.

a. How ............ QR codes paying system?

Answer:
One can pay with QR codes paying system by scanning a QR code displayed on a smart phone.
Hide Answer

b. How ............ Tencent and Alibaba companies ............the QR code services at the beginning?

Answer:
At the beginning Tencent and Alibaba companies utilised the QR code services by adopting proprietary standards developed by EMVCo in 2017, for payments.
Hide Answer

c. How ............ Visa and Mastercard mitigate payment problems?

Answer:
The QR code based payment services launched by Visa and Mastercard mitigate payment problems with a focus on emerging economies. Both Visa and Mastercard are focusing on merchant presented QR codes, whether static or dynamic.
Hide Answer

d. Why............ the QR code based payment system?

Answer:
We need a scheme operator to run the QR code based payment system for scheme branding at acceptance points, defining the scheme rules and providing a mechanism for handling disputes and exceptions.
Hide Answer

e. What ............ to use the QR codes services?

Answer:
To use the QR codes services, customers download their bank’s mobile banking app onto their smartphone and personalize it with their account details. There is no requirement for specific enrolment to use QR codes.
Hide Answer

f. How can ............ payment via QR codes be addressed?

Answer:
Security concerns related to payment via QR codes can be addressed through the use of merchant IDs, registration and real-time notification of payment.
Hide Answer

g. Who ............ in terms of payment issues? Why?

Answer:
Customer should be more careful in terms of payment issues because if the app displayed the merchant’s name, he or she could check that it was correct. This could be part of more robust protection, achieved through the use of a digital signature, so that the merchant ID and merchant name are authenticated by the mobile banking app as well as the customer before the payment is made.
Hide Answer

h. Do you think the QR code ............ all sorts of payment problems? Why?

Answer:
No, I don't think the QR code based payment can be a panacea for all sorts of payment problems. It is expensive and complex transaction as it requires smart phones.

 

Critical thinking

a. Some business houses, shops and department stores in city areas have started to adopt QR code payment systems in Nepal, too. What should be done to make it more accessible? Discuss.

QR code has revolutionized digital payment services all over Nepal. All kinds of traders from supermarkets to groceries, restaurants, and local vendors, are accepting QR code payments these days. Consumers can make payments by scanning the QR code, which they find to be the easiest transaction.

Infrastructural development like high-speed internet connection and wider user accessibility are required to be considered. Payment service providers, payment service operators, financial institutes, and traders should work together to bring interoperability to their digital payment services. The ultimate aim should be offering a solution for the consumers to access all kinds of e-payment services, including QR code payment.

b. Is it possible to apply such cashless methods in payments in Nepal? Discuss.

QR code payment can be a significant factor in uplifting Nepal’s digital economy. A couple of years ago, the use of the digital platform for transactions was quite limited. But the trend of using cash as a mode of payment is gradually shifting to digital transactions. This makes consumers believe that the future of transactions is a cashless payment method and Nepal is moving towards becoming a cashless society.

There are several benefits of a cashless economy. One of the major benefits of going cashless is the security factor. By going cashless people will not have to worry about theft and robbery. Further, to talk about transactions of large amounts or just general transactions, digital payment systems provide transparency as they enable users to have records of the transaction which may decrease the fake activities. Additionally, consumers in every part of the country can have access to financial services and easily make simple transactions. Cashless payment helps a businessman to save time and cost of cash management and reduce the paperwork.

The cashless payment system needs advanced technology system skills, a smartphone, and a technology facility. If the lack of these facilities is fulfilled, it is possible to apply the digital mode of payment system in Nepal.

Writing

B. Write a news article about digital payment systems in Nepal.

Digital Payment Systems in Nepal

By Sudhir Thapa

October 1, Pokhara

In recent years, there has been a great change in technology. This has resulted in new alternatives for people to interact with money. In Nepal, several digital payment methods are being used. Services like ATM cards, mobile banking, internet banking, mobile wallets, and QR payments have permitted banks to reach customers easily and quickly. Technology-aided payment systems are expanding the society's access to digital economy.

Though cashless payment system came to the scene quite some time ago, it had always been struggling to make an impact in the Nepali market. The tough government regulations or the hesitance from the people to switch from the traditional cash payment methods due to trust issues, were the reasons that the cashless payment couldn’t make significant progress for quite a while. But that has changed in the past couple of years with digital payment gaining a remarkable spike in the market.

In the Nepalese market, new digital payment platforms such as Khalti, Fonepay, IMEPay, and Connect IPS have made an impact, as well as the old undisputed gateway eSewa, putting in substantial efforts. One can say that it has been a joint effort to make this happen.

There are still a lot of improvements to be done for Nepal to go cashless. It is certain that with the improvement of established foundations and the development of new ones, Nepal can flawlessly achieve a cashless economy.

Grammar

Questions

B. Choose the correct words from the box to complete the sentences.

[do, you, is, can, where, did, does, did]

a. Is your friend a scientist? – No, he's an artist.

b. Does Naresh live in Kathmandu? – No, he lives in Pokhara.

c. When did you get home? – I got home yesterday.

d. What time do you get up? – I get up at 6:00.

e. Did the children go to the parK? – Yes, they went there after school.

f. Are you going to school? – No, I'm going home.

g. Can you speak Chinese? – Just a little.

h. Where did you grow up? – I grew up in Okhaldhunga.

C. Make wh-questions so that the words in bold become the answer.

a. Romeo loves Juliet.

Whom does Romeo love?

b. My mother made a delicious bread yesterday.

What did my /your mother make yesterday?

c. The music was composed by Narayan Gopal.

Who was the music composed by?

d. I'm looking for a new book.

What are you looking for?

e. They were talking about the new movie.

What were they talking about?

f. She got the idea from a story.

What did she get from a story?

g. She always goes to school on foot.

How does she always go to school?

h. She sometimes goes to the cinema.

How often does she go to the cinema?

i. They have been waiting for three years.

How long have they been waiting?

D. Change these indirect questions into direct ones.

a. Could you tell me where the Market Street is?

Where is the Market Street?

b. I'm longing to know what time the bank opens.

What time does the bank open?

c. Do you have any idea how he's managed to get in shape so quickly?

How has he managed to get in shape so quickly?

d. I'd like to know how much this motorcycle costs these days.

How much does this motorcycle cost these days?

e. Did you notice if he had left the car in the park?

Had he left the car in the park?

f. Have you found out if the train has left?

Has the train left?

g. I was wondering if they speak English well.

Do they speak English well?

h. Would you tell us how we can get to the post office from here?

How can we get to the post office from here?

i. Do you remember if I locked the front door?

Did I lock the front door?

 

 

Grade XII Compulsory English Note | Language Development | Unit- 6 QR Code | Money and Economy